Beware- Your Simply Business PLI may not cover you.

[sadler2886]

just had a quote off ceta insurance and they quoted me £573! for £2million pli. whats everybody elses quotes been like?

regards
rich

[Rossi fan]

Hi Rich,

Mine was £207. Perhaps your turnover is more than mine, otherwise, I would question the price.

Cheers,

Paul

[Coin Operated Group]

Mention the forum as we should be getting a better price.

[sadler2886]

Mention the forum as we should be getting a better price.

I sent Noel a message on here so he knows im from the forum.

[tubzsnackz]

Simply Business assured me last week that we are covered whilst off site for everything unless someone gets injured whilst trying to steal from the machine.

[Coin Operated Group]

So your not insured if a kid it's his hand in machine to pull sweets out?

[tubzsnackz]

As the other post said - would be covered if the machine got knocked over and fell on someone but I would not be covered if a drunk man injured himself whilst trying to steal the machine or tamper with it. So not sure about the kid scenario.
Seems like a grey area that the claims department could play on, like all insurance they have technicalities to avoid paying. There should be a law passed that insurances have to cover all risks associated with the cover they provide whoever is at fault. as anyone would come up with the excuse they were trying to get their product out of the machine which has jammed I would assume. (or the toe-rags parents) but if it falls on someone you should be covered. It is all bollo**s. Insurance is all about what you are NOT covered for these days.

[Rossi fan]

I would check that out Simon,a s you cant take risks, especially when Simply apear to be changing the goalposts to suit. If you had a claim for £1 million and Simply said no, how would you pay it. Thats the question you need to ask yourself.

Cheers,

Paul

[Ade]

there wouldnt be a claim as the parent should be supervising the kid, so if he does get his hand stuck in a machine they would not have a leg to stand on with a claim.

Ade

[Coin Operated Group]

Why would a parent have to be supervising a kid Ade?

If you are not a ltd company then make sure your insurance is exactly what liability insurance should be,All risks for day to day running of your business, thefts and rocking machines unfortunately are day to day occurances in our business and you should be covered.